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Soal Sejarah Simak UI 2009

You can expect the use of checks to remain a reliable payment option because of the impact they've had on the history of the world.
The Emergence of the Paper Check:
The earliest forms of checks can be traced back to the beginning of the banking system itself. It's believed that the people of the Ancient Roman Empire were the first to use what could be considered a paper check. Other cultures had their own versions of checks.

During the 3rd Century A.D. the Persian Empire used letters of credit known as chak. The word is referred to in a number of Arabic documents. Muslim traders used a version of a check system in the 9th century and the Knights of Templar introduced another version of checks used by Christian pilgrims taking journeys to the Holy Land or across Europe between the years 1118 and 1307.
All of these check systems allowed merchants and travelers the ability to transfer large sums of money without carrying gold and silver coins with them. It is believed the first nation to widely use checks as a form of payment instead of a means of transferring funds was Holland in the late 1500s. The use of checks spread across Europe from there.

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The Paper Check Get Personal:
England began replacing handwritten checks (or cheques as they are called in the U.K.) with printed paper forms.
In 1811, the Commercial Bank of Scotland was the first to make personal checks with an account holder's name printed on the forms. Soon after - the Bank of England started binding and stitching checks together in sets of 50, 100 and 200 creating the first checkbooks.


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