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In 2004, lawmakers in Washington D.C. passed the Check Clearing Act for the 21st Century also known as Check 21. Check 21 makes it possible for banks and businesses to use digital images of checks known as a substitute check.
Check 21 made check clearing and processing much faster and more efficient by eliminating the need for so many people to physically handle a check.
The Future of Checks:

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Checks have been a big contributor to the evolution of the financial industry for the past five centuries. Current research reveals that 67% of U.S. citizen claim to write a minimum of 10 personal checks each month.
These days, you can order personal checks online and even choose check designs that fit your personality. Options at Check Advantage include Nature Checks, Wildlife Checks and Fun and Games Checks.